OTPdirekt OTPdirekt OTPdirekt

If you have a dynamic schedule and you need independence in action, you need
OTPdirekt – Internet Banking

With OTPdirekt – Internet Banking you have access to plenty of information about your financial situation from OTP Bank. At the same time you can make any transaction you wish, in a fast and comfortable way:

  • payments in RON or foreign currency to beneficiaries that have an account at any bank in Romania or abroad
  • scheduled and periodical payments
  • foreign exchange or money transfer between your accounts
  • opening / viewing / closing your deposits
  • you can create payment templates in RON or foreign currency
  • you can generate account statements on a period up to 12 months
  • possibilty to transfer money to the card’s current account whenever you need it, 24/7
  • you can pay phone (Orange, Telekom Romania Communications S.A.) and utility bills (Harviz Harghita)
  • you can find detailed information about your transactions, about the accounts and cards that you have at the bank
  • pay your EBPP local taxes (Electronic Bill Presentment and Payment)
  • you can correspond with the bank
  • you can find detailed information about your loans, and also about your overdue, no matter where they come from
  • you can invest in open end funds independent on the territorial units’ opening hours
  • you can make transactions benefiting from a prolonged program as opposed to the bank’s counters (even at night or in weekend)
  • receive real time assistance from operators through the dedicated Chat available in the OTPdirekt - Internet Banking platform.
  • you can test for FREE all the functionalities of the Internet Banking service using the interactive account available here.
  • you can open a new current or savings account* anytime, in lei or foreign currency
  • you can customise directly from Internet Banking platform what SMS alerts you receive, anytime.

*The Bank can limit/restrict oppening supplimentary accounts and their number for certain clients (for example: clients with garnishments, loans, clients without updated identification data, etc.

Your money is safe because the OTPdirekt – Internet Banking service uses a dynamic identification by token, complete with SSL encryption.

Moreover, it’s cheaper to make payments through Internet Banking than at the bank’s counters. The payment commissions are 50% less than those in OTP Bank’s territorial units, and viewing your account balance and obtaining an account statement are free.

For a better manage of your incomes and expenses, OTP Bank launches MyMentor tool for handling of personal finances available in OTPdirekt - Internet Banking platform.
MyMentor users have access to the following functions:

1. Categorizing the incomes and expenses
2. Managing and splitting transactions in more categories
3. Automatic classifying of transactions made by card
4. Viewing charts for incomes and expenses

Try the new tool from the OTPdirekt platform.
Don’t you have OTPdirekt yet? Apply now by filling in the form below.

Download here:

Individual clients that perform at least one transaction using the OTPdirekt Internet Banking service or the Smart Bank Mobile Banking application, in the timeframe 17.11.2014 – 17.02.2015, can win by drawing of lots attractive prizes. More details here

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