Simple and advantageous

Now you can desire more. Why to be satisfied with scarcity? Better turn to someone who can support you.

The personal loan from OTP Bank helps you to put all your plans into practice.

Because at OTP Bank:

  • without advance, without endorser
  • 0% monthly administration fee
  • 0% early reimbursement fee
  • we offer you life insurance throughout the credit

Have you ever thought that it can be so simple and advantageous to obtain a personal loan? Come to OTP Bank, where our representatives are ready to offer you all the necessary information because at OTP Bank you can find professionals who are able to offer you the most convenient solutions.

Advantages:

  • competitive interests and commissions
  • wide variety of eligible incomes
  • without collaterals
  • without endorser
  • extremely accessible minimal income threshold
Characteristics Description
Destination Personal needs
Currencies RON, EUR, CHF,
Credit amount min. 150 EUR (or equivalent) – max. 10,000 EUR (or equivalent)
Tenor min 6 months- max 84 months (7 years) for RON
min 6 months- max 60 months (5 years) for EUR, CHF
Collaterals No collaterals
Repayment methods Equal or descending monthly installments, composed of the principal and the interest