Types of accepted clients:

• individuals
• Romanian or foreign citizens with residence in Romania (residence certificate valid at least for the credit period)
• customers who apply individually or together with a co-debtor( necessary in order to improve the reimbursement capacity)

Age: min. 18 years - max. 65 years at the maturity of the loan

Income:

• min. 350 RON

*calculated according to OTP Bank regulations

Work experience at the current employer:

• min. 3 months for employees

Total work experience:

• min. 12 months for employees
• freelancers: min. 12 experience in the current activity

Supplementary conditions for co-debtor:

• to live at the same address with the applicant