Choose the most convenient treatment solution.

For each of us health comes first. Therefore, we created especially for you a product that will help you get the medical services you need, in full security and comfort.

Credit for health benefits:

• borrowed the maximum amount of 21.000 lei;
• no advance and no guarantor of a loan being granted simply and quickly,only on the basis of invoices;
• low cost;
• easy repaid compared even with a credit card;
• early reimbursement without additional cost;
• accessibility (can be granted to family members also). In case of complex procedures, the loan will be granted to relatives up to second degree of the patient, based on documents;
• request credit can be done jointly with a co-debtor.

OTP Bank Romania finances any medical procedure (therapies, surgery, cosmetic dentistry, stem cell procurement, etc.) undertaken by the private clinics who sign an intermediation contract with the bank.

In addition:

• quick approval within a few days;
• no additional costs
• the loan is granted in Lei, so you will not lose from exchange rate transactions;
• no analysis fee;
• we finance the costs for any medical intervention based on invoice.

Characteristics	Description
Destination	Financing medical services
Currencies	RON
Credit amount	min. 630 RON – max. 21.000 RON
Tenor	min. 6 months – max. 48 months (4 years)
Collaterals	No collaterals
Repayment methods	Annuity (equal or descending monthly installments, composed of the principal and the interest)