Simple and advantageous

Have you waited for a long time to buy the car you dreamed of? Why waste time waiting?
Now, OTP Bank helps you to get faster to the wheel of your call, offering you the car loan!
Because at OTP Bank:

• we can finance the granting fee
• we finance new cars as well as second hand cars, motorbikes and scooters
• we accept a wide range of incomes like: salaries, pensions, freelancers’ income, author or intellectual rights’ income, commissions, dividends, sailor’s income, salaries from abroad and rents

Have you ever thought that it can be so simple and advantageous to obtain a loan for your car? Come to OTP Bank, where our representatives are ready to offer you all the necessary information because at OTP Bank you can find professionals who are able to offer you the most convenient solutions.

Buy a car on your measures! The car loan from OTP Bank gives you the opportunity to have always green light for your road, beside your desired car.

Advantages:

When you choose your car, you always take care to look for the one that fits you better and offers you more advantages. You do the same in case of the car loan. Discover the advantages of the car loan offered by OTP Bank and you will understand why it is worth obtaining it!

• competitive interests and commissions
• wide variety of eligible incomes
• the bank offers to the client the possibility of financing the granting fee
• without endorser
• extremely accessible minimal income threshold
• extremely advantageous alternative way of funding in CHF
• are accepted as co-debtor: spouse, parents, children, brother/sister, mother/father- in-law

Characteristics	Description
Destination	Car purchasing
Type of automobile	new cars second-hand cars maximum 50.000 km usage maximum 4 years old new scooters new motorbikes
Advance	20% for new cars 25% for old cars
Available currencies	RON, EUR, CHF
Credit amount	min. 1000 EUR (or equiv.) – max. 30,000 EUR (or equiv.)
Credit period	minim 6 months - maxim 72 months
Collaterals	Car pledge, FULL CASCO policy FULL CASCO insurance on the bought car
Reimbursement method	Equal or descending monthly installments, composed of the principal and the interest
Early repayment	Total or partial early payments can be made on every working day