Advantages

  • You will benefit of all the advantages that a credit has with maximum flexibility
    • you have access to the overdrafts' funds any moment
    • the reason of funds usage doesn't have to be justified
    • you reimburse monthly only the interest calculated on the used funds
  • You can control any moment the transactions made through the statement of account which will be received on the requested address (sending the account statement costs 3RON/month) 
Characteristics Description
Overdraft's maximum amount 20.000 RON
Available currency RON
Granting period 12 months with automatic renewal at maturity, if the granting conditions are kept
Collaterals No collaterals
Interest rate floating
Maximum amount
  • Max. 6 net monthly incomes, for the clients who's employers signed a salary convention with the bank;
  • Max. 6 net monthly incomes, for the clients having a personal loan with mortgage in present;
  • Max. 3 net monthly incomes, for other clients.