Characteristics Description
Currency RON, EUR, USD, HUF, GBP, CHF, CAD
Availability unlimited period of time
Minimum amount for opening 0
Attached services
  • Overdraft
  • OTP Express
  • Automatic credit reimbursement on behalf of OTP Bank Romania S.A. from any account owned by the client
  • Cash operations in RON and foreign currency
  • Transfers in RON and foreign currency
  • Debit card
  • OTPdirekt - Internet Banking, Call Center and SMS Alerts
Advantages
  • Optimum money management through the usage of the current account's attached services
  • No restrictions to the funds, cash operations or money transfers during the schedule with the clients
  • No commissions at opening, closing or withdrawing money*
  • The fastest and cheapest transfers to Hungary through OTP Express service
  • Statement of account sent monthly to the address mentioned by the client or at any moment at his request
  • OTPdirekt - Internet Banking, Call Center and SMS Alerts 

 *just in case of cash withdrawn from deposits closed at maturity

Necessary documents Identity card or passport

OTP Bank Romania S.A. participates at Deposit guarantee Fund in the Banking System and starting with 15.10.2008 the guaranteed limit for deposits was increased by the Fund up to EUR. 50.000, equivalent in lei for each single owner of the account. The definition of deposit means: certificate of deposit, term deposit, curent account, Junior account and savings account.