
Here, at OTP Bank, we understand that the business environment is constantly evolving and that is why we know how important it is to keep the pace. We, as partners, are constantly concerned about keeping you updated on the details that might ensure a market advantage. This is the reason why we are providing the cards payment acceptance service.
Through modern POS and E-commerce terminals, at international 3D Secure standards (Verified by VISA, MasterCard SecureCode), OTP Bank is able to support your business, irrespective of the location thereof, both in traditional stores, as well as in virtual ones. Furthermore, with a higher degree of payment acceptance for VISA, VISA Electron, MasterCard and Maestro cards, you facilitate the customers’ access to your products and services.
Due to the system that enables the instantaneous authorization, the card payment in stores can take place with no interruptions. This turns the card transactions into a modern and safe alternate for your business.
We have also simplified the card payment service adhesion procedure, in order to ensure a fast access to our POS and E-commerce services. Furthermore, we ensure the settlement of card transactions performed in your store, within maximum 24 business hours from the POS or E-commerce closing day operations.
For the authorization, processing and settlement of cards acceptance operations through POS or E-commerce, OTP Bank shall charge a percentage fee based on the value of transactions settled into your current bank account.
Also, for the implementation and monthly maintenance of the E-commerce service on websites, the bank fees are encouraging your business.
Free of charge service components
The studies are showing that the payment acceptance trends for debit and credit cards are increasing on the Romanian market. This made us understand your accessibility need concerning these payment instruments and that is why we are providing, free of charge, the following service components:
- installation and use of the POS equipment required for
card transactions; - initial and further personnel training, upon request, regarding the POS or E-commerce payments;
- staff training concerning the prevention and fight against fraud through these non-cash payment instruments;
- consumables required for POS equipment, such as thermal paper rolls;
- stickers visually signalizing the VISA and MasterCard payment acceptance;
- Help Desk and phone support regarding the use of POS and E-commerce equipment;
- consultancy services in the field of cards payment acceptance operations.
Advantages
If you choose the card payment solutions provided by OTP Bank, you will benefit from various advantages, such as:
- increased incomes generated by sales and/or rendered services;
- increased company credibility through the interest shown for transactions security;
- collection of sold products or services equivalent directly in your company’s current bank account;
- attracting new customers through this modern and customer friendly service, which ensures transacting safe conditions at international standards;
- participation in promotional campaigns organized by VISA, MasterCard and OTP Bank, in order to increase the collections through banking cards.
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